Delay Pay powered by TUA

Customers needing financing at the point-of-purchase use high-interest credit cards have few other alternatives

37% Of households in the U.S. pay interest on credit debt every month

78% Of American workers live paycheck to paycheck

53% Of American households have no emergency savings

Delay Pay benefits the consumer and merchant

Delay Pay benefits consumers by providing a financing option for essential expenses and merchants providing consumers options.

Unlike others in the BNPL marketplace, Delay Pay focuses on meeting consumers at the point of sale for expenses: dental, medical & health, veterinarian, and vehicle.

BENEFITS FOR CUSTOMERS
  1. Offers customers more flexible payment options
  2. Gives customers more access to cash flow
  3. Pay for purchase immediately
  4. Ease of use at point of purchase
BENEFITS FOR MERCHANTS
  1. Flexible payment solutions to meet customer's life and needs
  2. Transparent rates and no hidden fees
  3. Simple sign up
  4. Affordable rates

How it Works

Delay pay is part of XPayLink accessed through the XceleranCC-Virtual Terminal or your myServiceJOBS field apps.

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Your customer is presented with the option to pay normally or view the Delay Pay options. Here's how:

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1

Receive the link

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2

Click the link to access invoice and payment options.

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3

Click the link to access invoice and payment options.

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4

Click the link to access invoice and payment options.

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5

Wait while Delay Pay matches you with the best options.

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6

Choose the best payment plan for you.

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7

Get confirmation of your loan and agree to terms.

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8

Done! Payment made and payment plan in place.

To get started you need a Merchant Account from GPI and
complete an application for Delay Pay.

How does Delay Pay help my customers?

  • Flexible, secure payment plans let customers buy now and pay over time
  • Customers can take advantage of more purchasing power
  • They can easily choose monthly financing options at checkout both online and in-person
  • Delay Pay simplifies the installment plan with a transparent payment schedule and no hidden fees
  • An easy and quick application process requires only a few data points for a real-time decision

What's in it for me?

  • Don't miss out on a sale because of cost barriers
  • Boost revenue by offering flexible payment options
  • Increase cash flow by receiving the full purchase amount from the lending company upfront
  • Stay ahead of the competition by offering more payment methods
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"Global Payments Integrated is not a consumer lending company. Delay Pay is powered by Tua, a consumer financing solution that pays merchants upfront and allows consumers to pay over time. ©2021 Global Payments Inc. Global Payments Integrated is a service mark of Global Payments Inc.® All rights reserved. All trademarks and service marks contained herein are the sole and exclusive property of their respective owners. OpenEdge Payments LLC is a registered ISO of Wells Fargo Bank, N.A., Concord, CA and BMO Harris Bank NA. GPI198200